Does Tennessee have a state personal income tax in 2026?

No. Tennessee is one of nine US states with zero personal state income tax (0.0%) on earned wages and salaries.

Do cities in Tennessee levy local wage taxes?

No. Municipalities across Tennessee (Nashville, Memphis, Knoxville, Chattanooga) do not levy any local earned income or wage taxes.

0% State Tax • Nashville & Memphis Hub

Tennessee Paycheck Calculator 2026

Calculate your exact net take-home paycheck in Nashville, Memphis, Knoxville, Chattanooga with 0% state income tax and 2026 IRS withholding.

Compensation & Withholding Parameters

0% STATE TAX

Gross Pay Amount ($)

Pay Frequency

Filing Status

401(k) / Pre-Tax Retirement (%)

Health Ins. / Pre-Tax ($/mo)

Tennessee Net Take-Home Pay Tax Year 2026

$0.00

Per Paycheck Estimated Net Pay

Annual Net Salary

$0.00

Effective Net Rate

0.0% of Gross

Withholding & Tax Deductions Breakdown ANNUAL

Federal Income Tax (IRS 2026) -$0.00

Social Security (6.2%) -$0.00

Medicare (1.45%) -$0.00

Tennessee State Income Tax $0.00 (0.0%)

Local Municipal Tax (Nashville) $0.00 (0.0%)

Pre-Tax Benefits (401k & Health) -$0.00

Tennessee vs. High-Tax States (New York & Illinois)

Tennessee constitutionally prohibits personal income tax. With the complete phaseout of the Hall Income Tax in 2021, workers in Tennessee pay 0.0% state tax on both earned salary and investment returns, offering massive savings for transplants fleeing Illinois (4.95%) or New York (up to 10.9%).